Note:

The Customers/transaction exempted from charges -Staff Members /Ex-staff members, Senior cirtizen, Small Saving a/c holder, Saral Savings Accounts (No Frill A/c) / Basic Saving Bank Account holders, Financial Inclusion Accounts, Recurring/Fixed Deposit, Government/ Students Accounts, Sponsored Schemes, Mudra Loans.

International SMS charges will be initially applicable to five countries i.e Australia, Canada, UK, USA and Singapore.