PSB Repo Linked Rate (PRLR): 8.45% (Repo :6.50% Markup: 1.95%) w.e.f. 25-08-2023
Effective EBLR ROI for following products w.e.f 15.04.2024
TABLE ‘A’
External Benchmark Linked Lending Rate (EBLR) for Retail Product
PSB Apna Ghar & Kisan Home Loan
|
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|
791 and above |
0.10 |
8.55 |
|
768-790 |
0.25 |
8.70 |
|
753-767 |
0.40 |
8.85 |
|
732-752 |
0.60 |
9.05 |
|
690-731 |
0.95 |
9.40 |
|
641-689* |
1.55 |
10.00 |
PSB Apna Ghar Sahaj & Gaurav:
|
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|
791 and above |
0.05 |
8.50 |
|
768-790 |
0.20 |
8.65 |
|
753-767 |
0.35 |
8.80 |
|
732-752 |
0.55 |
9.00 |
|
690-731 |
0.90 |
9.35 |
|
641-689* |
1.40 |
9.85 |
*Loan can be sanctioned to existing borrowers only having a record of regular/ timely repayment for more than one year.
PSB Apna Ghar Top Up:
0.50% over and above applicable ROI for Housing Loan to be added in the BSP
Vehicle Loan Individual
PSB Apna Vahan
|
Product Information |
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|---|---|---|---|
|
Four Wheeler Vehicle |
768-900 |
0.50 |
8.95 |
|
753-767 |
0.70 |
9.15 |
|
|
732-752 |
0.90 |
9.35 |
|
|
690-731 |
1.25 |
9.70 |
|
|
641-689* |
1.80 |
10.25 |
|
|
Two Wheeler Vehicle# |
768-900 |
3.85 |
12.30 |
|
753-767 |
4.00 |
12.45 |
|
|
732-752 |
4.20 |
12.65 |
|
|
690-731 |
4.55 |
13.00 |
|
|
641-689* |
5.05 |
13.50 |
|
|
Old Four Wheeler Vehicle |
768-900 |
2.55 |
11.00 |
|
753-767 |
2.75 |
11.20 |
|
|
732-752 |
3.05 |
11.50 |
|
|
690-731 |
3.35 |
11.80 |
|
|
641-689* |
4.05 |
12.50 |
Psb Apna Vahan Sugam:
|
Product |
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|---|---|---|---|
|
New Four Wheeler |
768-900 |
0.45 |
8.90 |
|
753-767 |
0.65 |
9.10 |
|
|
732-752 |
0.85 |
9.30 |
|
|
690-731 |
1.20 |
9.65 |
|
|
641-689* |
1.75 |
10.20 |
|
|
New Two Wheeler |
768-900 |
3.05 |
11.50 |
|
753-767 |
3.25 |
11.70 |
|
|
732-752 |
3.55 |
12.00 |
|
|
690-731 |
3.85 |
12.30 |
|
|
641-689* |
4.05 |
12.50 |
*Loan can be sanctioned to existing borrowers only having a record of regular/ timely repayment for more than one year.
PSB E-Vahan Two Wheeler:
|
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|
768-900 |
3.05 |
11.50 |
|
753-767 |
3.30 |
11.75 |
|
732-752 |
3.80 |
12.25 |
|
590-731 |
4.55 |
13.00 |
|
641-689 |
5.05 |
13.50 |
Psb E-Vahan/ Hybrid Car
|
Product |
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|---|---|---|---|
|
New Four Wheeler |
768-900 |
0.40 |
8.85 |
|
753-767 |
0.60 |
9.05 |
|
|
732-752 |
0.80 |
9.25 |
|
|
690-731 |
1.15 |
9.60 |
|
|
641-689* |
1.70 |
10.15 |
*Loan can be sanctioned to existing borrowers only having a record of regular/ timely repayment for more than one year.
Vehicle Loan Non - Individual
Vehicle Loan to Non – Individual up to Rs. 10.00 Lakh
|
Product |
Spread |
Effective EBLR % |
|---|---|---|
|
New Four Wheeler |
0.80 |
9.25 |
|
Old Four Wheeler |
2.95 |
11.40 |
|
E- Vahan/ Hybrid Car |
0.55 |
9.00 |
Vehicle Loan to Non – Individual above Rs. 10.00 Lakh
|
Product |
Internal Rating |
Spread |
Effective EBLR % |
|
New Four Wheeler- Non Individual
|
1 |
0.50 |
8.95 |
|
2 |
0.70 |
9.15 |
|
|
3-4 |
0.90 |
9.35 |
|
|
5-6 |
1.10 |
9.55 |
|
|
7-8 |
1.80 |
10.25 |
|
|
Old Four Wheeler - Non Individual |
1 |
2.85 |
11.30 |
|
2 |
2.95 |
11.40 |
|
|
3-4 |
3.25 |
11.70 |
|
|
5-6 |
3.65 |
12.10 |
|
|
7-8 |
4.10 |
12.55 |
|
|
E- Vahan/ Hybrid Car |
1 |
0.45 |
8.90 |
|
2 |
0.55 |
9.00 |
|
|
3-4 |
0.85 |
9.30 |
|
|
5-6 |
1.25 |
9.70 |
|
|
7-8 |
1.85 |
10.30 |
PSB Personal Loan
|
PSB PERSONAL LOAN |
|
|
|
|
|
CIBIL Credit Vision Score |
Spread (%) |
Effective EBLR (%) |
|
i. i.Govt/ State Govt/ PSU/ Approved Educational Institure - Tie Up or if salary account with us |
825 and above |
2.30 |
10.75 |
|
768-824 |
2.65 |
11.10 |
|
|
753-767,-1, 3, 4, 5 |
3.00 |
11.45 |
|
|
732-752 |
3.20 |
11.65 |
|
|
690-731 |
3.55 |
12.00 |
|
|
641-689* |
4.10 |
12.55 |
|
|
ii. Govt/ Government PSU/ Pensioners/ Approved Educational Institute |
825 and above |
2.30 |
10.75 |
|
768-824 |
2.65 |
11.10 |
|
|
753-767,-1, 3, 4, 5 |
3.00 |
11.45 |
|
|
732-752 |
3.20 |
11.65 |
|
|
690-731 |
3.55 |
12.00 |
|
|
641-689* |
4.10 |
12.55 |
|
|
iii. Private Employee/ MNC |
825 and above |
3.20 |
11.65 |
|
768-824 |
3.25 |
11.70 |
|
|
753-767,-1, 3, 4, 5 |
3.45 |
11.90 |
|
|
732-752 |
3.75 |
12.20 |
|
|
690-731 |
4.55 |
13.00 |
|
|
641-689* |
5.05 |
13.50 |
|
|
PAPL |
|
3.05 |
11.50 |
*Loan can be sanctioned to existing borrowers only having a record of regular/ timely repayment for more than one year.
PSB Sukhmoney (Reverse Mortgage Loan Scheme)
|
Product |
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|---|---|---|---|
|
Up to Rs.20 lakh |
825 and above |
1.80 |
10.25 |
|
768-824 |
2.30 |
10.75 |
|
|
753-767 |
2.40 |
10.85 |
|
|
732-752 |
2.60 |
11.05 |
|
|
690-731 |
2.95 |
11.40 |
|
|
641-689* |
3.65 |
12.10 |
|
|
Above Rs.20 lakh |
825 and above |
2.05 |
10.50 |
|
768-824 |
2.80 |
11.25 |
|
|
753-767 |
2.90 |
11.35 |
|
|
732-752 |
3.10 |
11.55 |
|
|
690-731 |
3.45 |
11.90 |
|
|
641-689* |
4.15 |
12.60 |
PSB Mortgage - Term Loan Facilities (for Personal Use)
|
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|
768-900 |
1.60 |
10.05 |
|
753-767 |
1.70 |
10.15 |
|
732-752 |
1.90 |
10.35 |
|
690-731 |
2.50 |
10.95 |
|
641-689* |
2.85 |
11.30 |
PSB Rent for General Public
|
CIBIL Credit Vision Score |
Spread |
Effective EBLR % |
|
768-900 |
1.70 |
10.15 |
|
753-767 |
1.80 |
10.25 |
|
732-752 |
2.00 |
10.45 |
|
690-731 |
2.35 |
10.80 |
|
641-689* |
2.80 |
11.25 |
*Loan can be sanctioned to existing borrowers only having a record of regular/ timely repayment for more than one year.
PSB Rent for Landlords of Our Bank Premises
|
Spread |
Effective EBLR % |
|
0.55 |
9.00 |
PSB Rent for Non Individual Customer
|
PSB RENT FOR Non Individual Customer |
||
|
Loan up to Rs.10 lakh |
||
|
Product |
Spread |
Effective EBLR % |
|
Loan up to Rs.10 lakh |
1.70 |
10.15 |
|
Loan Above Rs.10 lakh |
||
|
Internal Rating |
Spread |
Effective EBLR % |
|
1 |
1.60 |
10.05 |
|
2 |
1.70 |
10.15 |
|
3-4 |
1.90 |
10.35 |
|
5-6 |
2.25 |
10.70 |
|
7-8 |
3.35 |
11.80 |
|
|
Education Loan
|
|
|||
|
|
Product Information |
Spread |
Effective EBLR % |
||
|
IBA Model Education Loan Scheme |
Loan up to Rs.4.00 Lakh |
2.80 |
11.25 |
||
|
Loan Above Rs.4 lakh & up to Rs.7.50 Lakh |
2.10 |
10.55 |
|||
|
Above Rs.7.50 Lakh |
1.85 |
10.30 |
|||
|
IBA Skill Loan |
Loan up to Rs. 1.50 Lakh |
2.80 |
11.25 |
||
|
EDUCATION LOAN COVERED UNDER CGFSEL/ CGFSSD UP TO Rs.7.50 Lakh |
|||
|
|
Product Information |
Spread |
Effective EBLR % |
|
IBA Model Education Loan Scheme |
Loan up to Rs.4.00 Lakh |
2.00 |
10.45 |
|
Loan Above Rs.4 lakh & up to Rs.7.50 Lakh |
2.00 |
10.45 |
|
|
IBA Skill Loan |
Loan up to Rs. 1.50 Lakh |
1.50 |
9.95 |
PSB Excellence Education Loan
|
Category of Institute |
Spread |
Effective EBLR % |
|
AA |
0.30 |
8.75 |
|
A |
0.55 |
9.00 |
PSB GOLD LOAN (PSB Swarn Shakti & PSB Krishi Swarn Kanti)
|
PSB Gold Loan (PSB Krishi Swarn Kanti) |
||
|
Quantum of Finance |
Spread % |
Effective EBR % |
|
Need Based |
0.40 |
8.85 |
|
PSB Gold Loan (PSB Swarn Shakti) |
||
|
Quantum of Finance |
Spread% |
Effective EBLR % |
|
Up to Rs.5.00 Lakh |
0.90 |
9.35 |
|
Above Rs.5.00 lakh |
0.80 |
9.25 |
SB OD & Family Bonding
|
Spread |
Effective EBLR % |
|
1.30 |
9.75 |
Loans To Individuals Against Shares/ Debentures/ Bonds
|
|
Spread |
Effective EBLR % |
|
Shares/ debentures in Physical Form - General |
2.65 |
11.10 |
|
Shares/ debentures in Physical Form - For Blue Chip Co. |
2.65 |
11.10 |
|
Shares/ debentures in Demat Form- General |
2.65 |
11.10 |
|
Shares/ debentures in Demat Form - For Blue Chip Co. |
2.65 |
11.10 |
|
General Clean Loan/ Overdraft/ Clean Bills etc |
2.65 |
11.10 |
|
Finance to Intermediary Agency (excluding those of Housing) |
2.65 |
11.10 |
|
Finance to Housing Intermediary Agency |
2.65 |
11.10 |
TABLE ‘B’
External Benchmark Linked Lending Rates (EBLR) for Micro and Small Medium Enterprises/ Agriculture Infrastructure/ Ancillary Activities (Agriculture)
Funded Exposure Up to Rs. 10 lakh
|
Description |
Spread % |
Effective EBLR % |
|
Up to 5 Lakh |
1.05 |
9.50 |
|
Above 5 Lakh to 10 lakh |
2.05 |
10.50 |
Funded Exposure above Rs.10 Lakh and up to Rs. 15.00 Crore (Security in form of immovable property is 100% & Above)
|
Internal Rating |
Spread % |
Effective EBLR % |
|
1 |
1.00 |
9.45 |
|
2 |
1.20 |
9.65 |
|
3 |
1.40 |
9.85 |
|
4 |
1.70 |
10.15 |
|
5 |
2.05 |
10.50 |
|
6 |
2.65 |
11.10 |
|
7 |
5.75 |
14.20 |
Funded Exposure above Rs. 15.00 Crore
|
Internal Rating |
Spread % |
Effective EBLR % |
|
1 |
1.00 |
9.45 |
|
2 |
1.20 |
9.65 |
|
3 |
1.40 |
9.85 |
|
4 |
1.70 |
10.15 |
|
5 |
2.05 |
10.50 |
|
6 |
2.65 |
11.10 |
|
7 |
5.75 |
14.20 |
TABLE- ‘C’
ROI for Rupee Export Credit
Pre- Shipment Credit
|
Pre - Shipment Credit |
Internal Rating |
Spread |
Effective EBLR % |
|
|
Upto 270 Days |
1 |
1.20 |
9.65 |
|
|
2 |
1.25 |
9.70 |
|
|
|
3 |
1.30 |
9.75 |
|
|
|
4 |
1.40 |
9.85 |
|
|
|
5 |
1.55 |
10.00 |
|
|
|
6 |
2.40 |
10.85 |
|
|
|
7 |
5.95 |
14.40 |
|
|
|
Above 270 Days And Upto 360 Days |
Applicable Rate As Per Rating + 0.10
|
|||
|
Above 360 Days ( Applicable From The Date Of Advance) |
Applicable Rate As Per Rating + 0.60 |
|||
|
For Exporters Under Gold Card Scheme ( Upto 360 Days ) |
Applicable Rate As Per Rating |
|||
|
For Exporters Under Gold Card Scheme ( Beyond 360 Days ) ( Applicable From The Date Of Advance) |
Applicable Rate As Per Rating + 6.00 |
|||
|
If Advance Is Adjusted Out Funds From Own Sources ( Applicable From The Date Of Advance On Amount So Adjusted) |
Applicable Rate As Per Rating + 6.00 |
|||
|
Overdue Pre-Shipment Credit Upto 360 Day ( For Overdue Period) |
Applicable Rate As Per Rating + 4.00 |
|||
Post- Shipment Credit
|
Post - Shipment Credit |
Internal Rating |
Spread |
Effective EBLR % |
|||
|
On Demand Bill For Transit Period ( As Specified By Fedai) |
1 |
1.10 |
9.55 |
|||
|
2 |
1.15 |
9.60 |
||||
|
3 |
1.20 |
9.65 |
||||
|
4 |
1.30 |
9.75 |
||||
|
5 |
1.45 |
9.90 |
||||
|
6 |
2.30 |
10.75 |
||||
|
7 |
5.85 |
14.30 |
||||
|
Usance Bill |
Upto 180 Days |
Applicable Rate As Per Rating + 0.10 |
|
|||
|
Above 180 Days And Upto 360 Days |
Applicable Rate As Per Rating + 0.10 |
|
||||
|
Above 360 Days |
Applicable Rate As Per Rating + 0.60 |
|
||||
|
For Exporters Under Gold Card Scheme ( Upto 360 Days ) |
Applicable Rate As Per Rating |
|
||||
|
For Exporters Under Gold Card Scheme ( Beyond 360 Days ) ( Applicable From The Date Of Advance) |
Applicable Rate As Per Rating + 6.00 |
|
||||
|
Against Incentive Receivables From Govt.(Covered By Ecgc Upto 90 Days) |
|
2.90 |
11.35 |
|
||
|
Against Undrawn Balance ( Upto 90 Days) |
2.90 |
11.35 |
|
|||
|
Against Retention Money (For Supplies Portion Only) |
2.90 |
11.35 |
|
|||
|
If Advance Is Adjusted Out Funds From Own Sources |
Applicable Rate As Per Rating + 6.00 |
|
||||
|
Overdue Export Bills (Upto 360 Days) |
Applicable Rate As Per Rating + 4.00 |
|
||||
|
Deffred Credit (Beyond 180 Days) (For Overdue Period) |
Applicable Rate As Per Rating + 4.00 |
|
||||
EXPORT CREDIT NOT OTHERWISE SPECIFIED ( ECNOS)
|
Export Credit Not Otherwise Specified (ECNOS) |
|
|
Pre-Shipment Credit |
Applicable Rate As Per Rating + 6.00 |
|
Post-Shipment Credit |
Applicable Rate As Per Rating + 6.00 |
|
If Adjusted Out Of Rupee Funds Received From Ecgc Towards Settlement Of Claim |
Applicable Rate As Per Rating + 6.00 |
|
Where Export Does Not Take Place |
Applicable Rate As Per Rating + 4.00 |
TABLE ‘D’
Priority Sector (Agri/ MSME) Schemes
|
PRIORITY SECTOR (MSME) SCHEMES |
Product information |
Spread |
Effective EBLR % |
|||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
PSB Scheme on Financing Food & Agro Processing Units |
As per Table 'B'
|
|||||||||||||||||||||||||||||
|
PSB Scheme on Financing Rice Shellers |
As per Table 'B'
|
|||||||||||||||||||||||||||||
|
PSB Scheme for Financing Agri- Seed Processing Units |
As per Table 'B'
|
|||||||||||||||||||||||||||||
|
PM Formalization of Micro Food Processing Enterprises (PM FME) Scheme. |
As per Table 'B'
|
|||||||||||||||||||||||||||||
|
PSB Agriculture Infrastructure Fund (PSB AIF) (Internal Rating 1 to 6) |
As per Table 'B' (Interest rate to be capped at 9% for loan amount covered under interest subvention component)
|
|||||||||||||||||||||||||||||
|
PSB Animal Husbandry Infrastructure velopment Fund (PSB AHID) |
As per Table 'B'
|
|||||||||||||||||||||||||||||
|
PSB Scheme for financing Storage Infrastructure |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PSB e-Pledge Loan
|
For Others (Borrowers other than Farmers) |
As per Table 'B'
|
||||||||||||||||||||||||||||
|
PSB Scheme for Setting up of Agriclinics / Agribusiness centers |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
As per Table 'B' |
||||||||||||||||||||||||||||||
|
PSB Krishak Mitra |
Up to Rs.100 lakh |
1.05 |
9.50 |
|||||||||||||||||||||||||||
|
Above Rs.100 lakh |
1.25 |
9.70 |
||||||||||||||||||||||||||||
|
Vyapar Loan |
Overdraft facilities |
PSB Rating 1 & 2 |
1.05 |
9.50 |
||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.20 |
9.65 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.30 |
9.75 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.75 |
10.20 |
||||||||||||||||||||||||||||
|
Working Capital Term Loan facilities repayable up to 5 years |
PSB Rating 1 & 2 |
1.20 |
9.65 |
|||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.30 |
9.75 |
|
|||||||||||||||||||||||||||
|
PSB Rating 5 |
1.40 |
9.85 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.80 |
10.25 |
||||||||||||||||||||||||||||
|
Term Loan facilities repayable up to 10 years |
PSB Rating 1 & 2 |
1.45 |
9.90 |
|||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.55 |
10.00 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.60 |
10.05 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.85 |
10.30 |
||||||||||||||||||||||||||||
|
PSB Liquid Plus Sche me |
Overdraft facilities |
PSB Rating 1 & 2 |
1.05 |
9.50 |
||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.20 |
9.65 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.30 |
9.75 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.75 |
10.20 |
||||||||||||||||||||||||||||
|
Working Capital Term Loan facilities repayable up to 5 years |
PSB Rating 1 & 2 |
1.20 |
9.65 |
|||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.30 |
9.75 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.40 |
9.85 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.80 |
10.25 |
||||||||||||||||||||||||||||
|
Term Loan facilities repayable up to 10 years |
PSB Rating 1 & 2 |
1.45 |
9.90 |
|||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.55 |
10.00 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.60 |
10.05 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.85 |
10.30 |
||||||||||||||||||||||||||||
|
PSB Contractor Plus |
Overdraft facilities |
PSB Rating 1 & 2 |
1.05 |
9.50 |
||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.20 |
9.65 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.30 |
9.75 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.75 |
10.20 |
||||||||||||||||||||||||||||
|
PSB Flexi Term Loan |
PSB Rating 1 & 2 |
1.20 |
9.65 |
|||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.30 |
9.75 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.40 |
9.85 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.80 |
10.25 |
||||||||||||||||||||||||||||
|
Term Loan facilities repayable up to 10 years |
PSB Rating 1 & 2 |
1.45 |
9.90 |
|||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
1.55 |
10.00 |
||||||||||||||||||||||||||||
|
PSB Rating 5 |
1.60 |
10.05 |
||||||||||||||||||||||||||||
|
PSB Rating 6 & 7 |
1.85 |
10.30 |
||||||||||||||||||||||||||||
|
Commercial Vehicle Loan |
Upto Rs.10.00 Lakh |
1.30 |
9.75 |
|||||||||||||||||||||||||||
|
Above Rs.10.00 Lakh |
|
|||||||||||||||||||||||||||||
|
PSB Guaranteed Emergency Credit Line(PSB GECL) for Business Enterprises Scheme code-ECLTL GL |
0.80 |
9.25 |
||||||||||||||||||||||||||||
|
PSB-PM Svanidhi Scheme |
5.50 |
12.00 |
||||||||||||||||||||||||||||
|
PSB-CGSSD |
1.15 |
9.60 |
||||||||||||||||||||||||||||
|
PSB AAROGYAM |
|
Loan up to Rs. 2 Cr |
0.85 |
9.30 |
||||||||||||||||||||||||||
|
|
Loan above Rs 2 Cr |
1.05 |
9.50 |
|||||||||||||||||||||||||||
|
|
If Guarantee Scheme on the line of ECLGS is available |
1.25 |
9.70 |
|||||||||||||||||||||||||||
|
PSB SANJEEVANI |
|
If Guarantee Scheme on the line of ECLGS is available |
0.85 |
9.30 |
||||||||||||||||||||||||||
|
|
If covered under CGTMSE |
1.35 |
9.80 |
|||||||||||||||||||||||||||
|
Scheme for Financing Covid Affected Tourism Service Sectors backed by Loan Guarantee Scheme for Covid Affected Tourism Service Sectors Sectors (LGSCATSS) |
0.85 |
9.30 |
||||||||||||||||||||||||||||
|
PSB GST EASE LOAN |
Rs 10 Lac to Rs 500 Lac |
PSB Rating 1 & 2 |
0.55 |
9.00 |
||||||||||||||||||||||||||
|
PSB Rating 3 & 4 |
0.70 |
9.15 |
||||||||||||||||||||||||||||
|
PSB Rating 5 & 6 |
1.05 |
9.50 |
||||||||||||||||||||||||||||
|
PSB PROFESSIONAL ASSIST |
Maximum Rs 200 Lac |
0.85 |
9.30 |
|||||||||||||||||||||||||||
|
Doctor Special Scheme |
Maximum Rs 500 Lac |
0.85 |
9.30 |
|||||||||||||||||||||||||||
|
PSB Mortgage |
Term Loan facilities (For MSME) |
As per Table 'B' |
||||||||||||||||||||||||||||
|
Overdraft facilities (For MSME) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PSB e-Pledge Loan
|
For Others (Borrowers other than Farmers) |
0.55 |
9.00 |
|||||||||||||||||||||||||||
|
Scheme for financing Micro-Finance Institutions (MFIs) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PSB Scheme for financing of E-Rickshaws (ECO-RIDE Scheme) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
STAND UP INDIA |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
DAY NRLM (For MSME) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
DAY NULM (For MSME) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PMEGP(For MSME) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
Self-Employment Scheme for Rehabilitation of Manual |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PSB Scheme for financing Solar heating System |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
MNRE’s Scheme for Establishment of Akshya Urja Shops |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
Non-Schematic MSME |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PSB Scheme for financing Farmer Producer Organizations (FPOs) backed by Credit Guarantee Scheme for Farmer Producer Organizations (FPOs) Financing (CGSFPO) |
As per Table 'B' |
|||||||||||||||||||||||||||||
|
PSB Scheme for financing Start-Ups backed by Credit Guarantee Scheme for Start-Ups (CGSS) |
As per Table 'B' |
|||||||||||||||||||||||||||||
