( NRO ) Saving Account
| Balance at End of the day |
Rate of Interest in % |
| Saving Bank Deposit including NRE/NRO |
Revised Rates
w.e.f 16.06.2025 (% p.a) |
| Upto 1 Crore |
2.50% |
| Above 1 Crore to upto 50 Crore |
2.70% |
| Above 50 Crore to upto 100 Crore |
4.32% |
| Above 100 Crore to upto 500 Crore |
4.35% |
| Above 500 Crore |
4.80% |
Non Resident External (NRE) Saving Account
| Balance at End of the day |
Rate of Interest in % |
| Saving Bank Deposit including NRE/NRO |
Revised Rates
w.e.f 16.06.2025 (% p.a) |
| Upto 1 Crore |
2.50% |
| Above 1 Crore to upto 50 Crore |
2.70% |
| Above 50 Crore to upto 100 Crore |
4.32% |
| Above 100 Crore to upto 500 Crore |
4.35% |
| Above 500 Crore |
4.80% |
Non Resident External (NRE) Term Deposits Click here
FCNR ( B ) Deposit
Foreign Currency ( Non Resident ) Accounts ( Banks ) Scheme - FCNR(B) w.e.f. 17/07/2025
| |
EURO |
GBP |
USD |
CAD |
AUD |
| 1yr to less than 2 years |
2.75% |
4.70% |
5.50% |
3.50% |
3.75% |
| 2yr to less than 3 years |
1.50% |
3.25% |
3.75% |
3.30% |
3.60% |
| 3yr to less than 4 years |
1.50% |
2.75% |
3.50% |
3.00% |
3.10% |
| 4yr to less than 5 years |
1.50% |
2.75% |
3.50% |
3.25% |
3.10% |
| 5 years only |
1.50% |
2.75% |
3.50% |
3.25% |
3.00% |
Resident Foreign Currency Account (RFC) w.e.f. 17/05/2022
For Saving Account and Current Account : No interest is Payable
| RFC SB Deposits |
EURO |
GBP |
USD |
JPY |
| Figures in %age |
- |
- |
- |
- |
RFC Term Deposits
| Tenure |
EURO |
GBP |
USD |
JPY |
| 1 Year - <2 Year |
0.07% |
1.89% |
1.53% |
- |
| 2 Year - <3 Year |
0.27% |
2.24% |
1.93% |
- |
| 3 Year |
0.42% |
2.39% |
2.18% |
- |
Notional Rates For all Fresh Foreign Currency Transactions Relating To FCNR(B), EEFC, RFC,RFC (Domestic), PCFC, EBRD, FCDL and Investment with Bank, Wherever Applicable, w.e.f. 01/08/2025
| CURRENCY |
NOTIONAL RATES |
| USD |
Rs. 85/- |
| GBP |
Rs. 116/- |
| EURO |
Rs. 99/- |
| CAD |
Rs. 62/- |
| AUD |
Rs. 55/- |
