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    PSB Salary PLUS Account- New UDAAN

    2. Deposit Products
    3. PSB Salary PLUS Account- New UDAAN

    PSB Salary PLUS – New UDAAN (An Umbrella SB Salary Product)

    The Product offers premium benefits for Salary Account Holders. This scheme is open for all Government/Corporate Entities meeting certain criteria.

    Criterion Silver Salary Gold Salary Platinum Salary Elite Salary Exclusive Salary
    Net Salary credited in the range of (Rs.) Rs 10000 to less than Rs 25000 Rs 25000 to less than Rs 50000 Rs 50000 to less than Rs 75000 Rs 75000 to less than Rs 125000 Rs 125000 and above
    Eligibility All the Permanent and employees of Govt. and Corporate organizations drawing salary per month can open account under this product in the specific variant as per net monthly salary drawn by them.
    *For Silver Salary variant, a group of minimum 5 employees having minimum salary Rs.10000 & above (each person) will be eligible to get open account under “Silver salary” variant. Individual on-boarding of employee under this variant is not allowed.
    Minimum Balance Charges Nil
    Personal Accident Cover / Permanent Total Disability Cover up to : Rs. 10 Lakh Rs. 40 Lakh Rs. 50 Lakh Rs. 75 Lakh Rs. 100 Lakh
    Additional Child Education Benefit on Accidental Death Cover Nil Up to Rs. 24 Lakh (Rs. 6 Lakh for Boy child between 12-22 yrs. and Rs.12 Lakh in case of girl child age 12-22 yrs. Wherever accident death claim is admissible) * max 2 children
    Air Accident (Domestic) with POS condition Nil If death occurs due to air accident the insurance coverage will be Up to Rs. 120 lakhs.
    Accidental Insurance coverage through NPCI Nil Up to 2 lakhs
    With Rupay Platinum Debit Card    		 Up to 2 lakhs
    With Rupay Platinum Debit Card    		 Up to 2 lakhs
    With Rupay Platinum Debit Card    		 Up to 2 lakhs
    With Rupay Platinum Debit Card
    Anti-terrorist/Naxal Nil As per GPA sum Assured

     

     

    Criterion Silver Salary* Gold Salary Platinum Salary Elite Salary Exclusive Salary
    Operations Cover  
    OD Facility* Nil Two Months Net salary credit or Rs. 40,000, whichever is lower Two Months Net salary credit or Rs. 60,000, whichever is lower Two Months Net Salary credit Two Months Net Salary credit or Rs. 4 Lakh, whichever is lower
    Processing Fees waiver For Home Loan - 100% waiver for Government Employees
    For Vehicle Loan 50% waiver for Government Employees
    (Subject to change from time to time as per guidelines issued by HO Retail lending department)
    ROI Waiver For Home Loan - 0.05% waiver for Government Employees
    For Vehicle Loan - 0.05% waiver for Government Employees
    (Subject to change from time to time as per guidelines issued by HO Retail lending department)
    Locker Rent Nil 25% on Small Lockers 50% on Small Lockers 100% Small Locker 100% Small Locker or 50% Medium Locker (Any one)
    Annual Debit Card (Issuance and AMC) Rupay Classic Card - Nil Charges Rupay Platinum Card - Nil Charges Rupay Platinum Card - Nil Charges Rupay Platinum Card - Nil Charges Rupay Platinum Card - Nil Charges
    SMS Charges Nil Nil Nil Nil Nil
    Daily ATM Cash withdrawal Limit Rs. 25,000 for Rupay Classic card
    Rs. 40,000 for Rupay Platinum card.
    Daily POS/ECOM Limit Rs. 1,00,000 for Rupay Classic card
    Rs. 1,50,000 for Rupay Platinum card.

     

     

     

    Note: RuPay Lounge Complimentary Access (Domestic & International) including other facilities like OTT subscription etc. will be as per the card variant (subject to change as per NPCI guidelines from time to time)

     

    pmjdy.gov.in
    swachhbharat.mygov.in
    digitalindia.gov.in
    mudra.org.in
    udyamimitra.in
    pmjdy.gov.in
    swachhbharat.mygov.in
    swachhbharat.mygov.in
    mudra.org.in
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    india.gov.in

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