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    Minimum Balance Charges in Saving Accounts

    2. Minimum Balance Charges in Saving Accounts

    Charges for Not Maintaining Minimum Average Balance in Saving Accounts (Per Quarter): -

    Shortfall in QAB

    Metro/ Urban Branches

    Semi-Urban Branches

    Rural Branche

    upto 50%

    Rs.150

    Rs.100

    Rs.50

    >Above 50%

    Rs.250

    Rs.150

    Rs.100

    Note:

    • No minimum balance charges to be levied in BSBD account such as SBBAS, SBFIB, SBFIN, SBKID, SBSRL. And Govt. SNA, CNA (PFMS) account with scheme code SBIA, SBCIA and other specific design scheme saving bank accounts for which charges are waive separately.
    • Saving Bank account should not turn into negative balance solely because of levy of charges for non-maintenance of minimum balance. However, lien to be maintained in the system and amount to be recover subsequently on availability of balance.
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    swachhbharat.mygov.in
    digitalindia.gov.in
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    pmjdy.gov.in
    swachhbharat.mygov.in
    swachhbharat.mygov.in
    mudra.org.in
    udyamimitra.in
    india.gov.in

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