PSB-UTKARSH 222 DAYS
- The salient features of the scheme are placed as under:
- Name of the scheme: ““PSB-UTKARSH 222 DAYS””
- Who can open this account:
- Individuals: Resident Individuals including minors, Body of individuals.
- Non-Individuals: Non-individuals like Hindu Undivided Family (HUF), Sole Proprietorship firms; Partnership firms, Companies, Association of persons etc.
- Tenure of Deposit: For a Period 222 Days only.
- Scheme Valid: Upto 31 MARCH, 2023.
- Rate of interest:
Mode
General Public
Senior Citizen
Super Senior Citizen
Branch
8.00% p.a
8.50 % p.a
8.85 % p.a
PSB UnIC
8.00% p.a
8.50 % p.a
8.85 % p.a
*Only Specified Domestic Deposits Schemes have been given the facility to open FD accounts through PSB UnIC.
- Minimum Deposit in the Account :Rs 1,000/-
- Maximum Deposit in the Account: Maximum Deposit in the Account: Rs 1.95 Crore.
- Mode of Operation of Accounts: Single Operation/ Joint Operation/Operation through Power of Attorney or as the case be etc.
- Whether Staff benefit in terms of additional rate of interest Available under this scheme: Yes- under domestic deposits Staff Benefit is available as per the extant guidelines of the Bank. However, if FD Account is opened under NRO category, in that case, Staff Benefit is not available.
- Whether Senior Citizen benefit in terms of additional rate of interest Available under this scheme: Yes-under domestic deposits Senior Citizen Benefit is Available as per the extant guidelines of the Bank. However, if FD Account is opened under NRO category, in that case, Senior Citizen Benefit is not available.
- Whether Super Senior Citizen benefit in terms of additional rate of interest Available under this scheme: Yes: 35 basis points additional over and above the applicable rate of Interest. However, if FD Account is opened under NRO category, in that case, Super Senior Citizen Benefit is not available.
- Nomination facility: Available. In case, the account holder is minor, the nomination shall be made by a person lawfully entitled to act on behalf of the minor.
- Where these Accounts can be opened: All branches are authorized to open accounts under this scheme.