(A) Quarterly Average Minimum Balance to be maintained:
|
Branch Category |
Premier Saving Bank A/C |
Premier Current A/C |
|
Rural Branches |
Rs.50,000/- |
Rs.1 lakh |
|
Semi Urban Branches |
Rs.75,000/- |
Rs.1.5 lakh |
|
Urban & Metro Branches |
Rs.2 lakh |
Rs.4 lakh |
(B) Privileges / Concessions in Premier Accounts: -
|
S No. |
PSB-Premier Saving Bank Account |
PSB-Premier Current Account |
|
1. |
Life Time Free ATM Cards.* |
Life Time Free ATM Cards (If eligible for ATM Cards).* |
|
2. |
Statement of A/C without any charge. |
Statement of A/C without any charge. |
|
3. |
Waiver of Inward Cheque Returning Charges |
Waiver of Inward Cheque Returning Charges.
|
|
4. |
Waiver of Cash Handling Charges on cash deposit up to Rs.15 lakh in a month. |
Waiver of Cash Handling Charges on cash deposit up to Rs.30 lakh in a month. |
|
5. |
Waiver of Locker Rent of Small Locker for one year. |
Waiver of Locker Rent of Small Locker for one year. |
|
6. |
Free personalized/ Non-personalized cheque book 100 leaves per month. |
Free personalized/ Non-personalized cheque book 200 leaves per month. |
|
7. |
Waiver of Entry charges |
Waiver of Entry charges. |
|
8. |
Waiver of RTGS/NEFT Charges- 5 transaction in a month. |
Waiver of RTGS/NEFT Charges- 10 transaction in a month. |
|
9. |
Waiver of DD issuance charges. |
Waiver of DD issuance charges. |
|
10. |
Waiver of Inter-sol transfer charges |
Waiver of Inter-sol transfer charges |
|
11. |
Waiver of Cash transaction charges at base/non-base branch. |
Waiver of Cash transaction charges at base/non-base branch. |
*--During the Currency of the Accounts
- Charges for Not Maintaining Minimum Balance in Premier Account (Per Quarter) : -
|
Balance Deficit Percentage |
|
Metro Branches |
Urban Branches |
Semi-Urban Branches |
Rural Branches |
|
< 25% |
|
Rs.200 |
Rs.200 |
Rs.150 |
Rs.100 |
|
>25 % upto 50% |
|
Rs.300 |
Rs.300 |
Rs.250 |
Rs.200 |
|
>50% upto 75% |
|
Rs.400 |
Rs.400 |
Rs.300 |
Rs.250 |
|
>75% |
|
Rs.500 |
Rs.500 |
Rs.350 |
Rs.300 |
