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Electronic Clearing Service (ECS)/ National Automated Clearing House (NACH)



ECS/NACH Registration of Mandate/ Signature Verification Charges

Rs.150/- per mandate

Mandate Registration Charges/ Signature Verification Charges/transaction charges for contribution towards following Schemes:

(i) Pradhan Mantri Kisan Maan-dhan Yojana (PM-KMY)

(ii) Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)

(iii) Pradhan Mantri Laghu Vyapari Maan-dhan Yojana (PM-LVMY)



ECS/NACH Return Charges (Per entry/item) due to non-availability of fund in customer account/ failed mandate

Inward Return

Upto Rs.1 lac - Rs.200/-

Above Rs.1 lac- Rs.500/-

Outward Return

Upto Rs.1 lac - Rs.150/-

Above Rs.1 lac- Rs.400/-

ECS/NACH Credit Clearing (Per entry) as a Sponsor Bank



Corporate Bodies/Institutions

Rs.5.50 per transaction. Minimum Rs.3000 + Charges payable to NPCI and destination bank, if any

ECS/NACH Debit Clearing (Per entry) as a sponsor Bank



Corporate Bodies/Institutions

Rs.4.00 per transaction. Minimum Rs.2500 + Charges payable to NPCI and destination bank, if any


  • In terms of RBI guidelines, No charges shall be levied in respect of Income Tax Refund Orders.
  • ECS operations are not applicable for RD accounts.
  • All type of charges are exclusive of GST.

“Compare and Shop is a Service provided by Cheggout Services Pvt Ltd for Punjab and Sind Bank customer(s). Punjab & Sind Bank is providing this as a value added service. Punjab and Sind Bank does not guarantee or warranty or make any representation about the usefulness, worthiness and/or character of the product/service and/or discount or benefit.”